Fortis delivers a total package of financial products and services through its own high-performance channels and via intermediaries and other partners. It is one of the leaders in the field of insurance, banking and bank insurance. A vast holding, the group remains one of the main financial service providers for both the general public and for businesses, institutions and the public sector. Its two areas of business comprise Fortis Insurance, among the leaders in Benelux, comprising the Fortis companies, offering financial and insurance products ranging from life assurance to car insurance, taking in credit insurance and insurance products linked to investment funds. Secondly, there is Fortis International which includes the businesses in Luxemburg, Great Britain, Spain, Australia and Singapore. Fortis Banque covers all of the services related to the distribution of its products and services via its own channels of distribution. It offers traditional banking services as well as merchant banking activities, asset management and bank insurance.